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Moving Guide

Browse through our assortment of moving guides. Our moving guides provide you with useful information that will benefit you during your moving experience. To see one of our moving guides go ahead and choose one from the list below.

  One of the biggest mistakes we make when we move is to underestimate the insurance coverage offered by most movers. Often we check that the company offers insurance and then assume it will cover us for all eventualities and forget about it. This can cause a lot of problems.
            Whilst most moves are smooth and trouble-free, accidents and damage to our property can be a real headache. Insurance cover is therefore a vital part of the moving process. Without it you risk losing or damaging your possessions with no recourse to compensation. You have two ways of ensuring adequate cover - you don't have to choose one over the other and may opt to utilize both:

1. Talk to your current home insurers and ask them if your existing policies cover you during the move. If they do then check if there are any exclusions etc., and, if you don't have cover for the move in writing, ask if they will provide you with a copy. If your insurer won't cover you under your existing agreement or you are worried that the cover is inadequate ask if you can pay a premium for special short-term cover.

2. Talk to your movers before you agree to move with them. Ask them to explain their insurance cover, limits, exclusions and so on and take care to read any policy documents they provide. You should NEVER choose a moving company that does not offer insurance.

            Individual moving companies and home insurers will offer varying degrees of insurance cover and claims levels and you'll only really find out how this applies to you by reading the small print of your contract information and by talking to the company about it in depth. In most cases you'll be expected to know how much cover you need and to provide a list of valuable items (you may have to pay extra for these depending on their value). Some insurers will not include certain types of valuables as standard within their policy - they may be willing to insure these items but you will most likely have to pay a premium. Remember that many moving companies won't allow you to claim for damage in transit if they didn't pack your goods themselves. So, unless you can prove that it was their fault, their insurers simply won't pay out if something goes wrong. It's vital therefore to make sure you assess their liability in the event of a claim.
            It's also worthwhile checking to see if your moving company's policy includes damage to your premises. The majority of movers are experienced and careful but accidents can happen to your homes as they remove and move furniture etc. Most companies will offer cover for this eventuality - do be aware that if a mover does cause damage to your home on the day of a move you will need to tell them about it immediately (or as soon as you notice it). In all moving insurance policies you'll likely find that there is a specific time-limit for claims. If you discover damage outside of this limit you won't be able to make a claim. Again, check the terms and conditions for actual regulations on this.
            You may come across various types of moving insurance cover. Primary types include: